Personally Invested In Your Future™

What is the Retirement Shock Absorber®?

The Retirement Shock Absorber® is a proprietary financial and retirement planning tool that we utilize with our clients. Because we cannot control, or consistently predict, the inevitable ups and downs in the markets, we need a strategy that will provide for financial independence across many different scenarios. Applying the Retirement Shock Absorber® in the creation of a Wealth Plan helps our clients to absorb negative market fluctuations.

Image One Illustrates a Hypothetical Retirement Plan and Portfolio within the context of a constantly fluctuating market environment without the benefit of buffer against the inevitable and uneven market fluctuations that occur in reality.

Image Two Illustrates a Hypothetical Retirement Plan that takes into account the unpredictable nature of the markets by applying The Retirement Shock Absorber®.

This is a hypothetical example and is not representative of any specific situation. Your results will vary. The hypothetical rates of return used do not reflect the deduction of fees and charges inherent to investing. All investing involves risk including loss of principal. No strategy assures success or protects against loss.