Personally Invested In Your Future™

Brown & Company In the News

We’ve aggregated the various publications where Brown & Company has been featured in the news in recent months. We are grateful for the opportunities to speak with journalists to help educate readers on timely financial topics. Here are the most recent media interviews we have done: Mark Brown was quoted in a column in US News & World Report (read the article) that

Sep 14
Is the 60-40 Asset Allocation Model Obsolete?

Thanks to Brian O’Connell at the Street.com for the opportunity to discuss our thoughts on asset allocation (here). Ask any investment specialist, and you’ll get an earful on how determining your asset allocation is one of the most important investment decisions you make. By and large, they’ll say, asset allocation is likely to have a bigger impact on the performance of a portfolio

Sep 01
Employee Spotlight: Meet the Team Member (Justin Cassida)

This is the latest in a continuing series of posts where we feature a member of our team using a Q&A format so you can get to know them a little better – both personally and professionally. This week we’ll be interviewing Justin Cassida, CFP®, who joined Brown and Company, Inc. in May 2007 as a Client Relationship Manager and in 2013 was

Aug 31
3 Estate Planning Strategies You Should Consider Now

Today’s low interest rates are a far cry from the double-digit rates seen in the 1970s and 1980s when even a certificate of deposit (CD) could yield up to 20 percent per year.1 But there are some distinct advantages to a low-interest-rate environment, and now is a great time to look into some tax-saving estate planning strategies. Learn more about how intra-family loans,

Aug 18
The Big Five: What College Football Can Teach Us About the Stock Market

If you’re like a lot of people, you’ve been thinking, “why is the stock market doing so well when the news is so grim and the economy is still struggling?” To understand what’s going on, let’s compare the stock market to college football. Think of the S&P 500 Index as being made up of the Big Five and then you have all the

Aug 17
What Is Tax-Loss Harvesting and Why You Should Care About It?

One way to help boost returns without incurring any extra risk is called tax harvesting, which sounds a lot more difficult than it truly is. Simply put, it is the sale of securities at a loss in an effort to offset your capital gains liability. When Is Tax-Loss Harvesting Most Likely to be Used? While it may be beneficial at any time during the

Aug 04
Brown & Company In the News

  Brown and Company has been in the news several times recently. We are grateful for the opportunities to speak with journalists to help educate readers on timely financial topics. Here are the most recent media interviews we have done:   Mark Brown was quoted in a column by Morey Stettner at Investor’s Business Daily on July 17, 2020. The article is titled,

Jul 28
Executive Compensation: Equity Compensation for Corporate Executives

When it comes to executive-level pay or compensation, financial compensation comes in a number of forms, including salary, bonuses, and other forms of compensation, such as equity compensation. This type of compensation is often used as a way to reward performance as well as entice talented professionals into executive levels in a corporation.1 While equity compensation might be the ideal way to entice sought-after talent,

Jul 20
Pros & Cons of Contributing to Nonqualified Deferred Compensation Plans

Pros of Contributing to an NQDC As with any type of compensation plan, there are both pros and cons of contributing to them. When it comes to the NQDCs some of the advantages that come from contributing include: An Ability to Save More When contributing to a 401(k) or another qualified retirement plan, there are limitations on the amount of money that is allowed

Jul 06
Thoughts on the Market and the Economy

Six months ago, if you would have described a scenario involving more than 40 million people filing for unemployment, plunging corporate profits, and a highly contagious worldwide pandemic all translating to portfolios that are essentially flat for the year, we would have considered that to be highly unlikely. And yet, here we are. State of the Economy While economic numbers are still negative,

Jun 29
Advanced Tax Planning Ideas – Lumping Charitable Gifts

If you are one of the 90% of taxpayers who don’t itemize deductions, you cannot claim a federal deduction for charitable donations. To get past this issue, some people lump their charitable gifts together. Wondering how to claim a deduction for charitable giving? Curious about how clustering charitable gifts together can help? Here’s what you need to know.  Standard Versus Itemized Deduction  Before

Jun 23
Employee Spotlight: Meet the Team Member (Vonda Charboneau)

This is the latest in a continuing series of posts where we feature a member of our team using a Q&A format so you can get to know them a little better – both personally and professionally. This week we’ll be interviewing Vonda Charboneau, who joined the team in September 1997 as Executive Assistant to Mark R. Brown. Vonda’s expertise in managing the

Jun 16
Plan B™: Retirement Planning for the Unexpected

We know that as life happens, plans change. Nothing works out exactly as planned. Whoever thought the entire world would be shut down for a virus? Plan B™ is an important part of Brown and Company’s personalized financial analysis and retirement consulting services, custom tailored to help you deal with the ‘What if?’ scenarios life and retirement may throw at you. The best financial

Jun 09
Exit Strategies for Business Owners

After years spent launching and growing your business, the day will finally arrive when you can sit back and enjoy the fruits of your labor. But, just as starting your business involved hard work and planning, the process of exiting your firm can be a long and challenging process. Many entrepreneurs put off making decisions about the disposition of the business until their

Jun 02
Market Update

Markets higher after holiday – Following the big gains in US equities last week, the S&P 500 Index opened above the 3000 level for the first time since early March. Asian and European markets fared better as well, with Japan a standout. Moreover, WTI crude prices are higher after a solid four-week showing. Meanwhile markets remain supported by signs of recovery as more

May 26
Are You Prepared for Another Market Downturn?

We have experienced a significant rebound in investment returns since late March, but if current conditions worsen are you prepared for another market downturn? The S&P 500 Index is up nearly 40% from its low on 3/23/2020. The chart below from CNBC is a visual representation of eight months through May 2020. That is a remarkable rebound, and we are encouraged to see

May 21
Retiring Business Owners – Plan for Succession

If you’re a small business owner, you’ve invested a great deal of time and effort into building your company. With day-to-day demands, it may be difficult to imagine your eventual transition into retirement. Yet, if you want to build personal financial security and ensure business continuation, it is important to plan ahead. Business succession planning can help create retirement income for a retiring

May 19
The Small Business’s Guide to Surviving the Coronavirus Pandemic

Whether your business has been temporarily closed by a state shelter-in-place order or is still operating as a provider of essential services, balancing your revenue needs with protecting the safety of your employees and customers can be an unprecedented challenge. Learn more about some of the resources available to help small businesses survive this pandemic, as well as steps businesses can take to keep employees healthy and

May 12